Crunchly User Manual
Everything you need to run the numbers on a property in Crunchly — from your first calculation to saving, comparing, and exporting scenarios.
Important: Crunchly is a calculator. Every result is an estimate based only on the numbers you enter. Nothing in Crunchly — including scores, grades, benchmarks, and Ask Crunch answers — is financial, investment, legal, or tax advice, or a recommendation to buy, sell, or hold any property. Consult qualified professionals before making any decision.
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Getting started
- Create an account. Go to crunchly.io/signup, enter your name, email, and a password, and check the box to accept the Terms of Service and Privacy Policy.
- Verify your email. Click the link in the email from info@crunchly.io. If you don't see it, check your spam folder.
- Read and accept the disclaimer. The first time you open the app, you'll see Crunchly's disclaimer. Check the box to continue.
- Run your first numbers. The app opens on the Rental Cash Flow calculator. Type in a purchase price, rent, and expenses — results update as you type. There's no Calculate button.
A short guided tour may appear the first time you sign in. You can skip it at any time.
Plans & what's included
| Plan | What you get |
|---|---|
| Free | Basic Cash Flow calculator (monthly and annual cash flow), 1 scenario, Book Club, Market News, Stock Tracker. The full Cash Flow breakdown, charts, and investor rules are locked. |
| Lite | 6 core calculators — Cash Flow (full), Cap Rate & ROI, Cash-on-Cash Return, ROI Calculator, Rental Yield, Mortgage — plus 3 scenarios and PDF export. |
| Pro | All calculators, including BRRRR, DSCR, Short-Term Rental, Vacancy & Sensitivity, Fix & Flip, Flip vs Rent, and the Rental Property Analyzer. 5 scenarios, save up to 25 scenarios, and Ask Crunch (50 messages a month). |
| Investor | Everything in Pro, plus up to 10 scenarios, save up to 2,500 scenarios, unlimited Ask Crunch messages (fair use), and branded PDF exports. |
Locked calculators show a small lock icon in the sidebar. Clicking one shows which plan includes it. See Pricing for current prices.
Finding your way around
- Sidebar (left): Ask Crunch and Export PDF at the top, then your Favorites, Core Calculators, Strategy calculators, and Tools.
- Scenarios (top): each tab is a separate scenario with its own numbers. See Scenarios.
- Toolbar: the row of icons above your scenarios — show/hide scenarios, undo, redo, copy inputs, export PDF, save, and fullscreen. See The toolbar.
- Result cards: the large cards at the top of each calculator. Green and red highlights show how a number compares to a common benchmark — they're not a judgment of the property.
- Info buttons (i): click any small "i" next to a label for a plain-English explanation of that number.
- Floating buttons (bottom right): the notes button and the Ask Crunch carrot button.
- Account menu (top right): Account Settings, Subscription, My Scenarios, Help, and Sign Out.
The calculators
Every calculator updates live as you type or drag a slider. Inputs and sliders are linked, so you can type an exact number or drag to test a range.
Core calculators
Rental Cash Flow FREE (BASIC) · LITE+
Monthly income, expenses, and returns on a rental property.
Shows: monthly and annual cash flow, cash-on-cash return, cap rate, cost and cash flow per unit, a monthly breakdown, expense charts, additional metrics, a 30-year cash flow projection, and investor rule checks.
Cap Rate & ROI LITE+
Net operating income, cap rate, and returns.
Shows: cap rate, cash-on-cash return, NOI, gross yield, cost and NOI per unit, and an income & expense summary.
Cash-on-Cash Return LITE+
Your annual cash return as a percentage of the cash you put in.
Shows: cash-on-cash return, annual cash flow, total cash invested, comparison to an 8% reference point, and cash flow per unit.
ROI Calculator LITE+
Total return including appreciation, cash flow, and equity.
Shows: total and annualized ROI, total profit, equity built, a return breakdown, and an ROI trajectory chart.
Rental Yield LITE+
Gross and net yield on the property's value.
Shows: gross and net yield, annual gross rent, net annual income, per-unit figures, and a cash flow trajectory.
Short-Term Rental PRO+
Airbnb / VRBO economics with seasonal nightly rates, occupancy, and platform fees.
Shows: monthly cash flow, annual revenue, cap rate, cash-on-cash, RevPAR, break-even occupancy, rate vs. market, and occupancy sensitivity.
Mortgage LITE+
Monthly payment, amortization, and total cost of borrowing.
Shows: principal & interest, total monthly payment (PITI), total interest paid, estimated income needed, a principal vs. interest chart, and the first 5 years of the amortization schedule.
Strategy calculators
BRRRR PRO+
Buy, Rehab, Rent, Refinance, Repeat. Turn on the refinance toggle once the property has been refinanced.
Shows: cash recovered, cash left in the deal, equity after refinance, monthly cash flow, and per-unit figures.
DSCR PRO+
Debt service coverage ratio — whether the property's income covers the loan payment.
Shows: DSCR, annual NOI, annual debt service, surplus or shortfall, and common lender reference points.
Vacancy & Sensitivity PRO+
How vacancy and rent changes affect your cash flow.
Shows: current cash flow, break-even vacancy, cash flow at 10% and 20% vacancy, and a full sensitivity table.
Rental Property Analyzer PRO+
Checks your numbers against 8 common benchmarks — monthly cash flow, cash-on-cash return, cap rate, DSCR, the 1% rule, the 50% rule, gross rent multiplier, and break-even occupancy — and summarizes them as a letter grade (A–F) with a full scorecard.
The grade describes how your inputs compare to those benchmarks. It is not a recommendation to buy or sell.
Fix & Flip PRO+
Profit and ROI on a renovation project.
Shows: net profit, ROI, annualized ROI, the 70% rule maximum price, a full deal breakdown, and a cost waterfall chart.
Flip vs Rent PRO+
Compares estimated flip profit with an estimated 5-year rental outcome for the same property.
Shows: flip net profit, 5-year rental gain, break-even months, and which scenario produces the higher estimate based on your inputs.
Favorites
Pin the calculators you use most to the top of the sidebar.
- Add a favorite: hover over a calculator in the sidebar and click the ☆ star that appears on the right. It turns gold and the calculator appears under Favorites, above Core Calculators.
- Remove a favorite: click the gold ★ star again — in Favorites or in its normal spot.
- Favorites appear in the same order you added them, and also show in the phone menu.
- If a favorite isn't included in your plan, it shows a lock and clicking it shows the upgrade option.
Favorites are saved in the browser you're using. If you sign in on another computer or browser, you'll need to star them again there.
Scenarios
Scenarios let you work on several properties — or several versions of the same property — at once. Each scenario keeps its own numbers across every calculator.
- New scenario: click + New Scenario (or press ⌥N / Alt+N).
- Switch scenarios: click a tab, or use ⌥[ and ⌥] for previous/next, or ⌥1–⌥9 to jump to a tab (⌥9 always goes to the last one).
- Rename a scenario: click the name of the active tab and type. Press Enter to finish. On a phone, use the pencil button.
- Close a scenario: hover over a tab and click ✕ (or press ⌥W). You always keep at least one tab open.
- Show or hide the scenarios area: click the + toggle at the left of the toolbar (or press ⌥D).
How many tabs you can have open depends on your plan: Free 1, Lite 3, Pro 5, Investor 10. Open tabs are kept in your browser and come back when you return. To keep a scenario permanently, save it.
The toolbar
| Button | What it does | Shortcut (Mac / Windows) |
|---|---|---|
| + (deals) | Shows or hides your scenarios and address bar | ⌥D / Alt+D |
| Undo | Undoes your last input change | ⌘Z / Ctrl+Z |
| Redo | Redoes a change you undid | ⇧⌘Z / Ctrl+Shift+Z |
| Copy | Copies this calculator's inputs to another calculator or all of them, or copies them for pasting (⌥⇧C) and pastes them (⌥⇧V) | ⌥C / Alt+C |
| Export | Exports the current calculator as a PDF | ⌥P / Alt+P |
| Save | Saves the current scenario | ⌘S / Ctrl+S |
| Ask Crunch | Opens the Ask Crunch AI assistant (Pro and Investor plans) | ⌥⇧A / Alt+Shift+A |
| Notes | Opens or closes your notes for this calculator | ⌥⇧N / Alt+Shift+N |
| Fullscreen | Hides the sidebar so the calculator fills the screen (desktop only) | ⌥F / Alt+F |
Hover over any toolbar button to see its name and shortcut.
Saving & loading scenarios
- Save: click the save icon in the toolbar or Save Scenario (or press ⌘S / Ctrl+S). Crunchly saves the scenario's name, address, every input, your notes, and which calculator you were on.
- Load: open the account menu → My Scenarios and click Load. The scenario opens in a new tab on the calculator it was saved from.
- Delete: in My Scenarios, click ✕ next to a scenario.
Saved scenarios are included on Pro (up to 25) and Investor (up to 2,500), and sync to your account so you can open them on any device. If you reach your limit, delete a scenario you no longer need or upgrade your plan.
Copying inputs between calculators
Already entered a property in one calculator? Click the copy icon in the toolbar (or press ⌥C) and choose another calculator — or All calculators. Crunchly fills in every matching field (purchase price, rent, rate, and so on) and leaves fields that don't apply alone.
Copy and paste
- On the calculator with your numbers, press ⌥⇧C (Alt+Shift+C on Windows), or open the copy menu and choose Copy inputs for pasting.
- Open any other calculator — in the same scenario or a different one.
- Press ⌥⇧V (Alt+Shift+V), or open the copy menu and choose Paste … inputs here.
Your copied inputs stay available until you copy something else, so you can paste them into several calculators. Any copy or paste can be undone with ⌘Z / Ctrl+Z. To paste a single number into one field, click the field and use ⌘V / Ctrl+V as usual.
Exporting a PDF
Click the export icon in the toolbar, the export button next to a calculator's title, or Export PDF in the sidebar (or press ⌥P). Your browser's print window opens — choose Save as PDF as the destination. PDF export is included on Lite and above; Investor exports include Crunchly branding.
Address & maps
Type the property's address in the address bar under your scenarios to label the scenario and view the location on a map. The address is saved with the deal.
Notes
Click the notes button (bottom right, above the carrot) to open a notes panel for the current scenario and calculator. Notes save automatically and are included when you save the deal. Drag the top edge of the panel to resize it, and press Esc to close it.
Ask Crunch
Ask Crunch is an AI assistant for real estate questions. Open it with the Ask Crunch button in the sidebar or the carrot button in the bottom-right corner.
- Ask what a metric means, how something is calculated, or what a real estate term means. Ask Crunch can refer to the inputs and results in the calculator you're viewing.
- Tap a suggested question to get started quickly.
- Ask Crunch answers real estate topics only.
- Pro includes 50 messages a month; Investor is unlimited (fair use, up to 10 messages a minute). You can get a reminder as you approach your limit in Settings.
- To have Ask Crunch remember your last few messages between sessions, turn on Save conversation context in Settings.
Ask Crunch provides general educational information only. It isn't financial, investment, legal, or tax advice, even when it's talking about your own numbers. It can make mistakes — double-check anything important.
Market News, Stock Tracker & Book Club
- Market News: recent housing market, rate, and real estate headlines. Use the filters to narrow by topic.
- Stock Tracker: quotes and charts for real estate–related stocks and REITs. Stock data is for information only and may be delayed.
- Book Club: a reading list of real estate books. Calculators may also suggest books related to the numbers you're working on. As an Amazon Associate, Crunchly earns from qualifying purchases.
Keyboard shortcuts
On a Mac, ⌥ is the Option key and ⌘ is Command. On Windows, use Alt and Ctrl. Shortcuts work even while your cursor is in an input field.
| Action | Mac | Windows |
|---|---|---|
| New scenario | ⌥N | Alt+N |
| Close current scenario | ⌥W | Alt+W |
| Previous / next scenario | ⌥[ ⌥] | Alt+[ Alt+] |
| Jump to scenario 1–8 | ⌥1–⌥8 | Alt+1–Alt+8 |
| Jump to last scenario | ⌥9 | Alt+9 |
| Show / hide scenarios | ⌥D | Alt+D |
| Undo | ⌘Z | Ctrl+Z |
| Redo | ⇧⌘Z | Ctrl+Shift+Z or Ctrl+Y |
| Copy inputs to another calculator (menu) | ⌥C | Alt+C |
| Copy inputs for pasting | ⌥⇧C | Alt+Shift+C |
| Paste copied inputs | ⌥⇧V | Alt+Shift+V |
| Open / close Notes | ⌥⇧N | Alt+Shift+N |
| Open Ask Crunch | ⌥⇧A | Alt+Shift+A |
| Export PDF | ⌥P | Alt+P |
| Save scenario | ⌘S | Ctrl+S |
| Fullscreen | ⌥F | Alt+F |
| Close a panel (notes, maps, menus) | Esc | Esc |
Settings
Open the account menu (top right) → Account Settings.
- Personal information: your name and email.
- Email notifications: product updates, scenario save confirmations, and billing receipts.
- In-app notifications: Ask Crunch usage alerts, deal tips, and interest rate change alerts.
- Calculator defaults: the starting values new scenarios use.
- Display & appearance: investor rule cards, auto-expanded charts, compact sidebar, card glow, light mode, carrot confetti, and sticky result cards.
- AI behavior: whether Ask Crunch remembers recent messages between sessions.
- Your data: see where your data is stored, clear data saved in this browser, or delete your Crunchly account. To request a copy of your data, email info@crunchly.io.
Account & billing
- Change plans: account menu → Subscription, then choose a plan. Payments are handled securely by Stripe — Crunchly never sees your card number.
- Annual billing: switch to annual on the plans screen to save about 20%.
- Payment method, invoices, and cancelling: account menu → Subscription → Billing. Paid plans renew automatically until you cancel. When you cancel, you keep access until the end of the period you've paid for.
- Refunds: see the Terms of Service for the refund policy.
- Forgot your password: on the login page, enter your email, click Forgot password?, and follow the emailed link.
- Delete your account: Account Settings → Delete Crunchly Account. This permanently removes your account and saved scenarios.
Using Crunchly on a phone
- Tap the menu button (top right) to open the calculator list, including your Favorites.
- Scenarios become a dropdown — tap it to switch scenarios, the pencil to rename, and + New to add one.
- Fullscreen mode and keyboard shortcuts are for desktop and laptop only.
Troubleshooting
A calculator shows a lock
It isn't included in your current plan. Click it to see which plan includes it.
I don't see a recent update
Your browser may be showing an older saved copy. Do a hard refresh: ⌘⇧R on Mac or Ctrl+Shift+R on Windows.
My verification or reset email didn't arrive
Check spam and promotions folders for mail from info@crunchly.io. Links expire, so request a new one if it's been a while.
My favorites or open tabs disappeared
Favorites and open tabs are stored in your browser. Clearing browser data, using a private window, or switching browsers or devices resets them. Saved scenarios (Pro and Investor) are stored in your account and aren't affected.
"Too many requests"
Crunchly limits how quickly certain actions can repeat to keep the service fast and secure. Wait a moment and try again.
A number looks wrong
Check each input, especially percentages and whether amounts are monthly or yearly (labels show "/mo" or "/yr"). Click the "i" next to a result to see how it's calculated. If something still looks off, email us.
Getting help
- Email: info@crunchly.io
- In the app: account menu → Help to send feedback or report a bug.
- Common questions: see the Support page.