Terms of Service

Last updated: April 26, 2026 · Effective immediately

These Terms of Service ("Terms") govern your access to and use of Crunchly's website, mobile applications, and related services (the "Services"). By creating an account or using Crunchly, you agree to these Terms.

Plain-English summary: Crunchly is a calculator. We give you tools to analyze deals — we don't give investment advice. You're responsible for your investment decisions. Don't abuse the service. We can change these terms; we'll let you know if we do.

1. Eligibility

You must be at least 18 years old and able to enter into a binding contract to use Crunchly. By using the Services, you represent that you meet these requirements.

2. Your Account

You're responsible for keeping your account credentials secure. You're responsible for all activity under your account. Notify us immediately at security@crunchly.io if you suspect unauthorized access.

You may not share your account, transfer it, or use someone else's account without permission.

3. Acceptable Use

You agree not to:

• Use the Services for any unlawful purpose or in violation of these Terms.
• Reverse engineer, scrape, or attempt to extract source code or data in bulk, except via APIs we explicitly provide.
• Interfere with or disrupt the Services, including by introducing malware or excessive automated traffic.
• Resell or sublicense the Services without a written commercial agreement with us.
• Impersonate another person or misrepresent your affiliation.
• Use the Services to develop a competing product.

4. Subscription Plans and Billing

Free plan

The Free plan is offered at no charge and includes the Cash Flow calculator and limited features. Free plan users do not need to provide payment information.

Paid plans

Paid plans (Lite, Pro, Investor) are billed in advance on a monthly or annual basis. By subscribing, you authorize us to charge your payment method automatically until you cancel.

Cancellation

You can cancel anytime from your account settings. Cancellation takes effect at the end of the current billing period. We do not offer refunds for partial months.

Price changes

We may change subscription prices with at least 30 days' notice. Continued use after the new price takes effect constitutes acceptance.

Refunds

All sales are final. We may issue refunds at our discretion in cases of billing errors or significant service disruption.

5. Important Disclaimer About Investment Information

CRUNCHLY IS A CALCULATION TOOL, NOT A FINANCIAL ADVISOR. The calculations, scores, recommendations, and outputs produced by Crunchly are estimates based on the inputs you provide. They are for informational and educational purposes only and do not constitute financial, investment, legal, or tax advice.

You should not rely on Crunchly's outputs as the sole basis for any investment decision. Real estate investments carry substantial risk including loss of principal. Always consult licensed professionals — a financial advisor, real estate attorney, CPA, or qualified inspector — before making investment decisions.

The calculator interfaces shown on our marketing website are illustrative product previews. Actual figures depend entirely on the inputs you enter inside the application.

6. Intellectual Property

Crunchly and its logos, designs, software, and content are owned by us and protected by copyright, trademark, and other laws. We grant you a limited, non-exclusive, non-transferable, revocable license to use the Services for your personal or internal business purposes, subject to these Terms.

You retain ownership of any data you enter into Crunchly ("Your Content"). You grant us a limited license to host, store, and display Your Content as needed to provide the Services to you.

7. Third-Party Services

Crunchly may integrate with third-party services such as Stripe (payments), Google (sign-in, maps), and others. Your use of those services is governed by their own terms and privacy policies. We are not responsible for third-party services.

8. Termination

You can terminate your account at any time by deleting it from your account settings. We may suspend or terminate your access if you breach these Terms, abuse the Services, or fail to pay. We will give reasonable notice except in cases of serious breach.

Upon termination, your right to use the Services ends. Provisions that should reasonably survive termination (intellectual property, disclaimers, limitations of liability, governing law) will continue.

9. Disclaimers

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL CRUNCHLY OR ITS AFFILIATES, OFFICERS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, REVENUE, DATA, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICES.

OUR AGGREGATE LIABILITY FOR ANY CLAIMS ARISING UNDER OR RELATED TO THESE TERMS WILL NOT EXCEED THE GREATER OF $100 OR THE AMOUNT YOU PAID US IN THE 12 MONTHS BEFORE THE CLAIM AROSE.

11. Indemnification

You agree to indemnify and hold Crunchly harmless from any claims, damages, or expenses (including reasonable attorneys' fees) arising from your use of the Services, your breach of these Terms, or your violation of any law or third-party right.

12. Governing Law and Disputes

These Terms are governed by the laws of the State of [State], United States, without regard to conflict of laws principles. Any dispute arising out of or related to these Terms will be resolved through binding arbitration in [City, State], except that either party may seek injunctive relief in court for intellectual property infringement.

You agree to waive any right to a jury trial and to participate in a class action.

13. Changes to These Terms

We may update these Terms from time to time. Material changes will be communicated by email or in-app notice at least 14 days before they take effect. Continued use after changes constitutes acceptance.

14. Contact

Questions? Email legal@crunchly.io or contact:

Crunchly
[Mailing address to be added]
[City, State ZIP]
United States

These Terms of Service are provided as a starting template and should be reviewed by qualified legal counsel before publication. Bracketed items (state, address) need to be replaced with your actual business details. The arbitration and class-action waiver provisions in particular should be reviewed by a lawyer.