DSCR, NOI, cap rate, cash flow and stress tests for income-producing real estate — one shared toolkit for your lending and credit team.
Calculate DSCR, NOI and annual debt service from the rent roll and loan terms, with every assumption visible and documented.
Ask Crunch explains DSCR, debt yield, LTV and stress-test results using the figures on screen. It never makes credit decisions — that stays with your policy and your credit officers. Unlimited on every Financial seat.
Run vacancy, rent and rate scenarios in seconds and see break-even occupancy before the file goes to committee.
Give everyone on your team the same calculators and assumptions. Invite users by email, manage seats and admins, and pay on one invoice.
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Everything updates as you type, saves to your account and exports to PDF.
Coverage from NOI and debt service.
Stress rent, vacancy and break-even.
Income, expenses and cash flow by month and year.
Value and income checks.
Return on the borrower’s equity.
Total return over the hold.
Gross and net yield.
Payment, amortization and total interest.
PDF reports for the credit file.
Rates and market headlines in one place.
Team covers up to 10 users. Larger institutions get Enterprise.
Prices in USD. Sales tax may apply. Plans renew automatically until you cancel — cancel anytime from your account.
No. It’s an analysis toolkit for income-producing real estate. Use it alongside your LOS and credit policies — it doesn’t make or record credit decisions.
Team includes up to 10 users, including the owner. The owner or an admin invites people by email from Account → Team and can remove anyone at any time. For more than 10 users, talk to us about Enterprise.
Team can be paid monthly or annually by card. Enterprise customers can be invoiced annually — talk to sales.
No. Ask Crunch explains calculations and common ranges using the figures on screen. Approvals, pricing and structure stay with your institution.
It’s built on the same engine, but it’s a separate app with its own plan, saved scenarios and team accounts.
Team plans from $799/mo for 10 users.